A Merchant Cash Advance is a funding product providing working capital to business owners. Merchants sell a specific amount of their business’ future credit and debit card receivables (at a discount) in exchange for cash they can use for whatever their businesses need.

Once approved, a lump sum of cash is deposited into the merchant’s business checking account. The collection process is automatically handled by the business’ credit card processor. As each day’s credit and debit card transactions are settled, a specific percentage is forwarded and applied to the remaining Merchant Cash Advance balance.

Because a set percentage of credit and debit card receipts are forwarded, your card-sales volume determines the amount of each payment. No inflexible monthly payment amounts, and no possibility of missed or late payments and their associated penalties.

Our Merchant Cash Advance is a proven, trusted way for you to get quick money for your business needs. You decide how to spend the money, whether it is for renovation, marketing/advertising, taxes or payroll, handling the costs of emergencies, or growth strategies.

There is low documentation, and no personal collateral is required. There are no application fees and no hidden charges. Because it aligns so well with the way they operate, 3 out of 4 qualified customers will return for multiple advances to help stabilize and grow their businesses.